Pandemic or a Public Health Emergency of International Concern Endorsement

This Insurance does not apply to any Claim , circumstance, Occurrence , suit, and/or demand involving, caused by, resulting from or arising out of, either directly or indirectly, any illness, disease, or medical condition classified by the World Health Organization (WHO) as a pandemic or a Public Health Emergency of International Concern (PHEIC).

With respect to the above, we shall have no obligation to:

Pay any Damages or Claims Expenses , or any sums for Bodily Injury , Property Damage , Personal Injury , Personal Property , Theft of money or securities, or any medical expenses as set forth in Insuring Agreement M.

All other terms and conditions of the Policy remain unchanged.

Pandemic or a Public Health Emergency of International Concern Endorsement (05/20)