CRIME ENDORSEMENT

In consideration of the premium paid, and subject to the terms and conditions of the Policy not otherwise modified herein, it is hereby understood and agreed that:

Clause I. Insuring Clauses is amended to include the following:

Q. Theft Coverage.

To pay on behalf of the Assured Damages and Claims Expenses , in excess of the "per Claim" Deductible , and in excess of the full extent of the recoverable assets of any Assured by whose Theft any other Assured not complicit in such Theft shall sustain or become legally obligated to pay because of any Claim first made against an Assured and reported in writing to Underwriters during the Period of Insurance or Extended Reporting Period (if applicable) arising out of Theft by any Assured during the Ordinary Course of Business on or after the Retroactive Date set forth in Item 6 of the Declarations and before the end of the Period of Insurance .

For purposes of the coverage afforded under this Endorsement:

" Theft " means the intentional, unlawful taking of money, securities or tangible property having intrinsic value to the deprivation of another; and

Exclusions A and C in Clause IV of the Policy do not apply.

The coverage under this Endorsement does not apply to Damages or Claims Expenses in connection with or resulting from any Claim :

arising out of loss resulting directly or indirectly from war, whether or not declared; civil war; insurrection; rebellion or revolution; military, naval or usurped power; governmental intervention, expropriation or nationalization; or any act or condition related to any of the foregoing; and

arising out of loss resulting directly or indirectly from seizure or destruction of property by order of governmental authority.

The most Underwriters will pay per Claim or in the Aggregate for all Claims covered pursuant to this Endorsement is $100,000.

All other terms and conditions of this Policy remain unchanged.

Crime Endorsement (02/18)