NAPP Expanded Covered Damages Endorsement

In consideration of the premium for which this Insurance is written it is hereby understood and agreed that the definition of Damages is deleted from Section V of the Policy and replaced with the following:

" Damages " means a monetary judgment, award or settlement, and shall include:

compensatory damages;

damages calculated as a multiple of compensatory damages (where insurable by law);

punitive or exemplary damages (where insurable by law);

pre-judgment interest; and

post-judgment interest that accrues after entry of judgment and before we have paid, offered to pay or deposited in court that part of judgment within the applicable Limit of Liability .

However, Damages shall not include any amounts for which the Assured is not financially liable or for which there is no legal recourse against the Assured , the costs and expenses of complying with any injunctive or other form of equitable relief, the reimbursement of fees, the payment of sanctions, or any other matters that may be deemed uninsurable under the law.

NAPP Expanded Covered Damages Endorsement (03/17)