Trust Protector Endorsement

In consideration of the premium for which this Insurance is written it is hereby understood that Section V of the Policy is hereby amended as follows:

Trust Protector is added to the list of insured capacities under the definition of Professional Services ; and

The following definition of Trust Protector is hereby added to this Policy.

" Trust Protector " means an independent third-party who is neither a trustee, nor a beneficiary, who may exercise any of the following powers with respect to a particular named trust in order to effectuate the perceived intent of the grantor/settlor in view of changed circumstances:

amend trust provisions;

approve proposed beneficiary distributions; or

replace the trustee with another; or

appoint replacement trust protectors.

All other terms and conditions of the Policy remain unchanged.

Trust Protector Endorsement (06/19)