NOTICE

1. THE INSURANCE POLICY THAT YOU HAVE PURCHASED IS ISSUED BY AN INSURER THAT IS NOT LICENSED IN YOUR STATE. THESE COMPANIES ARE CALLED 'NON-ADMITTED' OR 'SURPLUS LINE' INSURERS.

2. THE INSURER IS NOT SUBJECT TO THE SAME FINANCIAL SOLVENCY REGULATION AND ENFORCEMENT WHICH APPLIES TO LICENSED INSURERS.

3. THE INSURER DOES NOT PARTICIPATE IN ANY OF THE INSURANCE GUARANTEE FUNDS CREATED BY STATE LAW. THEREFORE, THESE FUNDS WILL NOT PAY YOUR CLAIMS OR PROTECT YOUR ASSETS IF THE INSURER BECOMES INSOLVENT AND IS UNABLE TO MAKE PAYMENTS AS PROMISED.

4.THE STATE MAINTAINS A LIST OF ELIGIBLE SURPLUS LINE INSURERS APPROVED BY THE INSURANCE COMMISSIONER. ASK YOUR AGENT OR BROKER IF THE INSURER IS ON THAT LIST.

5. FOR ADDITIONAL INFORMATION ABOUT THE INSURER YOU SHOULD ASK QUESTIONS OF YOUR INSURANCE AGENT OR BROKER.